HOMEWARD / INFORMATION
PAYMENT POLICY
What Happens Between “Pay Now” and Order Confirmation
Last Updated: August 21, 2026
The payment methods displayed at checkout are the methods currently available for your transaction.
We do not promise that every payment method will always be available because availability can depend on the ecommerce platform, payment provider, location, or transaction.
Authorization Comes First
An order cannot proceed normally until payment is successfully authorized.
Banks and payment providers may independently review a transaction for available funds, billing accuracy, card validity, authentication, or fraud risk.
A declined payment does not necessarily mean there is a problem with our website.
No Email Card Payments
Never email us a complete card number, card security code, banking password, or online-payment password.
Payment credentials should be entered only through the checkout or the applicable secure payment provider.
What You Pay
Before completing checkout, you should be able to review the product amount plus applicable shipping and taxes.
HOMEWARD APPAREL LLC does not add a separate standard “payment processing fee” simply for using an ordinary supported payment method.
A bank or payment provider may separately impose its own charges under its own agreement with you.
Refunds
We do not charge a separate refund-processing fee for an approved refund.
Refunds are normally sent back to the original payment method.
Once issued, posting time depends on the financial provider.
Suspicious Transactions
We may pause or cancel an order if payment activity reasonably appears unauthorized or fraudulent.
That protects both the payment holder and the store.